Lay-Buy Layaway Payment Plan Terms and Conditions

Terms and Conditions: PUT IT ON LAY-BUY 

The below makes up the Terms & Conditions for any Lay-Buy transactions entered into with Top Mobility:

  1. Cancellation of Lay-Buy by Seller The seller under a Lay-Buy must not cancel it unless 
    1.  a) The buyer breaches a term of the Lay-Buy or The seller stops trading.
  2. Cancellation of Lay-Buy by Buyer The buyer may cancel their Lay-Buy order at any time prior to delivery of products and on delivery of products if the products are damaged by so advising seller in writing with documented proof and following return/exchange policies.
  3. Effect of Cancellation Subject to the above, when a Lay-Buy is cancelled by buyer, Seller must refund all money paid within 14 days less the 10% down-payment and the admin fees charged initially.
  4. Service Fee Seller shall not charge the customer any interest charges, membership fee or service fee on any Lay-Buy sales transaction. Lay-Buy Financial Solutions Pty Ltd trading as www.lay-buys.com charges a once-off admin fee, with the amount displayed to customers at checkout. The buyer will pay this amount to Lay-Buys at checkout at time of paying the down payment. This fee is an admin fee and is therefore not refundable.
  5. Delivery The seller will only fulfil order and deliver the product/s after receiving the final instalment payment for all Lay-Buy orders. 

Q&A about LAY-BUY

Early Pay Off Requires Reaching Out To Us Directly:

Please give us a call to enter into your agreement and issue a final payment email. Customers can payout their payment plan balance at anytime. Customer will receive an email to payout balance immediately - and take earlier delivery. After payment of the balance, the payment plan will be auto cancelled in PayPal, so no further payments are pulled. 

How To Find Your Lay-Buy Installment Plan on PayPal

Customers Finding their automatic payments on the PayPal website:

1. Go to Settings

2. Click Payments

3. Click Automatic Payments

4. Select the merchant

5. Click on payment method (edit pencil)